Reverse PayPal Fee Calculator
Find what to charge so you receive an exact amount after PayPal fees.
PayPal fee table last updated · reference source
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Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.
Fee figures are stored in our static fee table and change over time. Confirm current rates against the platform's official fee page before relying on them.
What this tool does
Enter the amount you need to land in your account and this tool solves for the invoice amount that leaves exactly that much after PayPal's percentage and fixed fee are deducted.
How to use the Reverse PayPal Fee Calculator
- Enter the net amount you want to receive.
- Choose the PayPal transaction type.
- Select domestic or international.
- Invoice the 'Amount to charge' figure.
Formula
Charge = (N + f) ÷ (1 − r − i)
- N
- Net amount you want
- f
- Fixed fee
- r
- Percentage rate
- i
- International surcharge
Adding the fee percentage to the target (N × 1.0349) undercharges, because the fee is also taken from the added amount.
Worked example
You want exactly $100 after a domestic Goods & Services payment.
Inputs
- Amount you want to receive$100
- Transaction typeGoods & Services (PayPal checkout) — 3.49% + $0.49
- International payment?No (domestic US)
Result
- Amount to charge$104.12
- PayPal fee on that charge$4.12
- You receive$100.00
PayPal US commercial rates
| Type | Rate | Fixed |
|---|---|---|
| Goods & Services (PayPal checkout) | 3.49% | $0.49 |
| Standard card processing | 2.99% | $0.49 |
| QR code transactions over $10 | 1.90% | $0.10 |
| Micropayments (opt-in) | 5.00% | $0.09 |
Results explained
- Amount to charge
- The invoice total that nets your target.
- PayPal fee
- What PayPal will take from that invoice.
- You receive
- Equals your target, to the cent.
Frequently asked questions
Divide your target plus the fixed fee by one minus the percentage rate. For $100 at 3.49% + $0.49 that is $104.13.
PayPal also charges its percentage on the amount you added, so simply adding 3.49% leaves you a few cents short.
PayPal's user agreement and some US state laws restrict surcharges. Many sellers build the fee into their price instead.
Yes — choose 'International' and the extra 1.5% is included in the solve.
The same formula works; use the Stripe Fee Calculator, which also reverses fees.