MasterTool

Gumroad Fee Calculator

Calculate Gumroad's 10% + $0.50 direct-sale fee or the 30% Discover fee, plus card processing.

Gumroad pricing page last updated · reference source

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Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.

Fee figures are stored in our static fee table and change over time. Confirm current rates against the platform's official fee page before relying on them.

What this tool does

Gumroad charges 10% + $0.50 per direct sale, with standard card processing (2.9% + $0.30) on top. Sales made through Gumroad Discover instead pay a flat 30% with no separate processing charge. There is no monthly fee, and Gumroad acts as merchant of record for sales tax.

How to use the Gumroad Fee Calculator

  1. Enter the product's sale price.
  2. Choose whether the sale is direct or through Discover.
  3. Read your payout and the effective fee percentage.

Formula

Direct fees = P × 0.10 + 0.50 + P × 0.029 + 0.30;  Discover fees = P × 0.30
P
Sale price

Worked example

A $100 direct sale: $10.50 Gumroad fee plus $3.20 processing — you keep $86.30.

Inputs

  • Sale price$100
  • Sales channelDirect sale (10% + $0.50 + card processing)

Result

  • You receive$86.30
  • Total fees$13.70
  • Effective fee rate13.7%

Results explained

You receive
Sale price minus all fees.
Effective fee rate
Total fees as a share of the price — the fixed fees bite hardest on cheap products.

Frequently asked questions

10% + $0.50 on direct sales, plus card processing of 2.9% + $0.30. On a $100 sale that totals $13.70, leaving you $86.30.

A flat 30% of the sale price, with no separate processing fee. Because Discover brings you the buyer, many creators treat it like an affiliate commission.

No. There is no subscription; you only pay when you sell.

Gumroad is the merchant of record, so it collects and remits sales tax and VAT for you in supported regions — that tax is not part of the fee calculation.

The two fixed charges ($0.50 + $0.30) are a bigger share of a small price: on a $10 sale they alone are 8% before the percentage fees.