MasterTool

Whop Fee Calculator

Calculate Whop processing, international, currency, billing and payout fees.

Whop fee table last updated · reference source

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Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.

Fee figures are stored in our static fee table and change over time. Confirm current rates against the platform's official fee page before relying on them.

What this tool does

This calculator stacks Whop's fees for a digital product or membership payment: 2.7% + $0.30 card processing, 1.5% for international cards, 1% for currency conversion, 0.5% billing add-on, an optional platform fee and the fee for your chosen payout method. All values live in the editable fee table.

How to use the Whop Fee Calculator

  1. Enter the payment amount.
  2. Toggle each fee that applies to this transaction.
  3. Choose how you withdraw funds.
  4. Read total fees and what reaches your bank.

Formula

Fees = A × (0.027 + i + c + b + p) + 0.30 + Payout(net)
A
Payment
i, c, b, p
International, conversion, billing, platform rates
Payout()
Payout method rate × remaining balance + fixed fee

Worked example

A $50 domestic membership payment withdrawn by free ACH.

Inputs

  • Payment amount$50
  • International card?No
  • Currency conversion?No
  • Billing add-on (recurring)?No
  • Platform / marketplace fee enabled?No
  • Payout methodACH / bank (free)

Result

  • Total Whop fees$1.65
  • Net to your bank$48.35
  • Effective rate3.3%

Results explained

Total Whop fees
Every deduction from payment to bank.
Net to bank
Cash you actually receive.
Effective rate
All fees ÷ payment.

Frequently asked questions

Card processing is 2.7% + $0.30, with extra percentages for international cards, currency conversion and billing add-ons.

A platform fee applies only where marketplace/discovery features are enabled; toggle it to include it.

Standard bank payouts are free; instant and crypto payouts carry their own fees in our table.

Yes — add 1.5% for foreign cards and 1% if the currency differs.

For most creators Whop's ~3.3% base is lower than Patreon's 10% platform fee plus processing.