Rental Property Cashflow Calculator

Calculate rental property cashflow from your own entered figures.

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Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.

What this tool does

Calculate rental property cashflow from your own entered figures. User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.

How to use the Rental Property Cashflow Calculator

  1. Enter or select monthly scheduled rent.
  2. Enter or select vacancy allowance (%).
  3. Enter or select monthly operating expenses.
  4. Enter or select monthly debt service.
  5. Read the calculated result; change any measurement to compare alternatives.

Formula

monthly cash flow=rent×(1−vacancy/100)−operating expenses−debt service
rent
Monthly scheduled rent
vacancy
Vacancy allowance (%)
expenses
Monthly operating expenses
debt
Monthly debt service

User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.

Worked example

For rental property cashflow calculator, the following measurements illustrate the exact method: Monthly scheduled rent: 2500; Vacancy allowance (%): 5; Monthly operating expenses: 700; Monthly debt service: 1000.

Inputs

  • Monthly scheduled rent2500
  • Vacancy allowance (%)5
  • Monthly operating expenses700
  • Monthly debt service1000

Result

  • Monthly cash flow$675.00
  • Annual cash flow$8,100.00

Results explained

Monthly cash flow
Monthly cash flow from the formula above. User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.
Annual cash flow
Annual cash flow from the formula above. User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.

Frequently asked questions

monthly cash flow=rent×(1−vacancy/100)−operating expenses−debt service

User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.

No. All numbers are entered by you or come from the dated reference table shown on this page; calculations run locally.

This is an estimate, not financial, tax or legal advice. Verify the inputs and output with official sources and a qualified professional.

Check period consistency, currency, percentage inputs and the assumptions: User-entered property figures only. Estimates exclude costs not entered and are not investment advice. Include maintenance, taxes, insurance, management and capital reserves in expenses.