VA Disability Calculator
Combine VA disability ratings the VA way (whole-person method, 38 CFR §4.25) and look up 2026 monthly compensation.
VA compensation rates effective Dec 1, 2025; combined ratings 38 CFR §4.25 last updated · reference source
Loading calculator…
Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.
Dated static reference; no live data is fetched. Verify current source values and assumptions before relying on results.
What this tool does
Combines individual ratings exactly as the VA does under 38 CFR §4.25: ratings are applied largest-first to the remaining healthy share of the whole person, never simply added — 50% + 30% combines to 65%, not 80%. The exact combined value is then rounded to the nearest 10 (halves round up) and matched to the 2026 VA compensation table for a veteran alone or with a spouse.
How to use the VA Disability Calculator
- Enter your figures in the fields above.
- Check the filing status, state and pay-frequency selections — they change the tables used.
- Read the headline result first, then the breakdown: it shows exactly which tax or amount produced each line.
- Change any input to compare scenarios; the result updates with the same dated tables shown on this page.
Formula
remaining health = Π (1 − rating/100), largest rating first; combined = 100 − remaining; rounded rating = combined rounded to nearest 10
- rating
- Each service-connected disability percentage, in 10% steps as assigned by the VA
Worked example
50% leaves 50% healthy; 30% of that leaves 35%; 10% of that leaves 31.5% — a combined value of 68.5%, which rounds to 70%, paying $1,808.45 a month for a veteran alone in 2026.
Inputs
- Individual disability ratings, % (comma separated)50, 30, 10
- Dependent status for pay lookupVeteran alone
Result
- Combined rating (rounded)70%
- Combined value before rounding68.5 %
- Monthly compensation$1,808.45
- Annual compensation$21,701.40
VA monthly compensation, effective Dec 1, 2025
| Rating | Veteran alone | With spouse |
|---|---|---|
| 10% | $180.42 | $180.42 |
| 20% | $356.66 | $356.66 |
| 30% | $552.47 | $617.47 |
| 40% | $795.84 | $882.84 |
| 50% | $1,132.9 | $1,241.9 |
| 60% | $1,435.02 | $1,566.02 |
| 70% | $1,808.45 | $1,961.45 |
| 80% | $2,102.15 | $2,277.15 |
| 90% | $2,362.3 | $2,559.3 |
| 100% | $3,938.58 | $4,158.17 |
Results explained
- Combined rating (rounded)
- The official combined rating after VA rounding to the nearest 10 — the row used for pay.
- Monthly compensation
- Tax-free VA pay at the 2026 rate for the selected dependent status.
Frequently asked questions
The VA rates disability against the whole person: each additional rating applies only to the efficiency that remains. Two 50% ratings combine to 75%, not 100%.
The exact combined value rounds to the nearest 10, with values ending in 5 rounding up: 68.5% becomes 70%, while 64.9% becomes 60%.
$1,808.45 per month for a veteran alone, or $1,961.45 with a spouse — rates effective December 1, 2025 after the 2.8% COLA.
Only at combined ratings of 30% or higher. Spouses, children under 18 (and schoolchildren to 23) and dependent parents each add an amount; 10% and 20% ratings pay the same with or without dependents.
No. VA disability compensation is exempt from federal and state income tax.
When both sides of a paired body part (both arms, both legs) are rated, the VA adds a 10% bilateral factor to those combined ratings before combining with the rest. It is not modelled here — check a decision letter for bilateral cases.