New York Unemployment Benefits Calculator
New York unemployment benefits (July 2026 published maximums): the maximum weekly benefit is $869 for an individual claimant, payable for up to 26 weeks of regular benefits — a maximum possible total of $22,594. This page presets New York in the benefits calculator: enter your prior weekly wage and the estimate applies the typical 50% replacement rate, capped at the $869 maximum. New York raised its maximum from $504 in October 2025.
New York Unemployment Benefits Calculator reference last updated · reference source
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Dated static reference; no live data is fetched. Verify current source values and assumptions before relying on results.
What this tool does
New York unemployment benefits (July 2026 published maximums): the maximum weekly benefit is $869 for an individual claimant, payable for up to 26 weeks of regular benefits — a maximum possible total of $22,594. This page presets New York in the benefits calculator: enter your prior weekly wage and the estimate applies the typical 50% replacement rate, capped at the $869 maximum. New York raised its maximum from $504 in October 2025.
How to use the New York Unemployment Benefits Calculator
- Check State: NY.
- Check Prior weekly wage (before tax): 1000.
- Check Weeks you expect to claim: 26.
- Review the New York Unemployment Benefits Calculator result and its exact-value comparison table.
- Verify assumptions before applying the result.
Formula
weekly benefit = min(state maximum WBA, prior weekly wage × typical replacement rate); total = weekly benefit × min(weeks claimed, state maximum weeks)
- typical replacement rate
- 50% for every state in the current data file — the DOL-common approximation; states actually use base-period wage formulas
- state maximum WBA
- The highest weekly benefit the state pays an individual (dependent allowances excluded unless noted)
Minimum weekly benefits, dependent allowances, partial-benefit earnings disregards and extended-benefit programs are not modelled.
Worked example
New York Unemployment Benefits Calculator: State = NY; Prior weekly wage (before tax) = 1000; Weeks you expect to claim = 26. New York unemployment benefits (July 2026 published maximums): the maximum weekly benefit is $869 for an individual claimant, payable for up to 26 weeks of regular benefits — a maximum possible total of $22,594. This page presets New York in the benefits calculator: enter your prior weekly wage and the estimate applies the typical 50% replacement rate, capped at the $869 maximum. New York raised its maximum from $504 in October 2025.
Inputs
- StateNew York — max $869/week, up to 26 weeks
- Prior weekly wage (before tax)1000
- Weeks you expect to claim26
Result
- Estimated weekly benefit$500.00
- Estimated total over the weeks entered$13,000.00
- State maximum weekly benefit$869.00
- Maximum weeks of regular benefits26
- Typical replacement rate used (%)50
- Maximum possible total (max benefit × max weeks)$22,594.00
New York unemployment maximums used (July 2026)
| Item | Value |
|---|---|
| Maximum weekly benefit (individual) | $869 |
| Maximum weeks of regular benefits | 26 |
| Maximum possible total | $22,594 |
| Typical replacement rate used for estimates | 50% of prior weekly wage, capped |
| Weekly wage needed to reach the maximum | $1,738 |
Results explained
- Estimated weekly benefit
- Prior weekly wage × the typical replacement rate, capped at the state maximum.
- Estimated total over the weeks entered
- Weekly estimate × weeks claimed (capped at the state maximum duration).
- Maximum possible total (max benefit × max weeks)
- The ceiling for a claimant who qualifies for the maximum benefit for the maximum duration.
Frequently asked questions
At most $869 a week for up to 26 weeks. The estimate here replaces about 50% of your prior weekly wage and caps it at that maximum, so anyone who earned about $1,738 a week or more is estimated at the cap.
Up to 26 weeks of regular benefits for a claimant who qualifies for the full duration. New York raised its maximum from $504 in October 2025.
From your base-period wages (usually the first four of the last five completed quarters, often weighted to your highest quarter) using the state's own formula, with a state minimum benefit and, in some states, dependent allowances. This tool's 50%-of-weekly-wage estimate approximates that formula — the agency determination is the official figure.
Yes, for federal income tax; you can elect 10% federal withholding and will receive Form 1099-G. State tax treatment of benefits varies.
Most states reduce benefits by part of your part-time earnings rather than cutting them off at the first dollar, but the disregard and reduction formulas are state-specific and are not modelled here. Report all earnings when you certify.