Net Worth Calculator
Calculate net worth from your own entered figures.
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Currency: Amounts are calculated in the currency you select; this site does not convert between currencies and does not use live exchange rates.
What this tool does
Calculate net worth from your own entered figures. Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
How to use the Net Worth Calculator
- Enter or select home / property value.
- Enter or select investments & retirement accounts.
- Enter or select bank accounts & cash.
- Enter or select other assets (vehicles, valuables).
- Enter or select mortgage balance.
- Enter or select other debts (cards, loans).
- Read the calculated result; change any measurement to compare alternatives.
Formula
net worth = total assets − total liabilities; assets = home + investments + bank + other assets; liabilities = mortgage + other debts
- home
- Home / property value
- investments
- Investments & retirement accounts
- bank
- Bank accounts & cash
- otherAssets
- Other assets (vehicles, valuables)
- mortgage
- Mortgage balance
- debts
- Other debts (cards, loans)
Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
Worked example
For net worth calculator, the following measurements illustrate the exact method: Home / property value: 350000; Investments & retirement accounts: 120000; Bank accounts & cash: 25000; Other assets (vehicles, valuables): 20000; Mortgage balance: 220000; Other debts (cards, loans): 15000.
Inputs
- Home / property value350000
- Investments & retirement accounts120000
- Bank accounts & cash25000
- Other assets (vehicles, valuables)20000
- Mortgage balance220000
- Other debts (cards, loans)15000
Result
- Net worth$280,000.00
- Total assets$515,000.00
- Total liabilities$235,000.00
Results explained
- Net worth
- Net worth from the formula above. Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
- Total assets
- Total assets from the formula above. Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
- Total liabilities
- Total liabilities from the formula above. Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
Frequently asked questions
net worth = total assets − total liabilities; assets = home + investments + bank + other assets; liabilities = mortgage + other debts
Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.
No. All numbers are entered by you or come from the dated reference table shown on this page; calculations run locally.
This is an estimate, not financial, tax or legal advice. Verify the inputs and output with official sources and a qualified professional.
Check period consistency, currency, percentage inputs and the assumptions: Use realistic resale values for assets and full payoff balances for debts; illiquid assets are counted at the value you enter.